Summer Newsletter and FSG - January 2021

Happy New Year and welcome to our first Newsletter for 2021!

We hope you had an enjoyable break over the holiday season.

We've chosen a few interesting articles to start the year off and trust you too find them worthwhile.

We have a new Financial Services Guide and it can be viewed here via this link - https://www.tendfp.com.au/fsg

If you would like a printed copy of this document, let us know and we can post one to you.

As always, if you have any questions at all at any time, please don't hesitate to email or call me.

Kind regards

Kate Phillips

10 Australian women share their number one money tip

A smart saving strategy is just one element of achieving financial security – you also need a deliberate plan to manage and make the most of what you have.

Here, 10 money-savvy women share one tip that’s helped them get their finances into a healthier state.

Estate planning and superannuation

For most people, estate planning involves simply creating a will. While this is an important first step, sometimes having just a will is not enough when it comes to your investments. Many overlook the role of superannuation in the estate planning process.

Estate planning and investments

It's a question most of us ask eventually: what happens to our investments when we die?

What my dog taught me about mindfulness

You can't teach an old dog new tricks, nor can you teach a slow dog how to go quick.

This is a question that we get asked all the time. Which is better: juicing or blending? Does one offer more health benefits than the other? Juices and smoothies both play an important role in any wellness program and we discuss the benefits of each in both of our films, Food Matters and Hungry For Change. We believe that both juicing and blending are very beneficial but in different ways.

Tend Financial Planning Pty Ltd, ACN 142 326 056, Kate Phillips and Anona Fitzgerald are Authorised Representatives of GWM Adviser Services Limited,ABN 96 002 071 749, an Australian Financial Services Licensee with its registered office at 105-153 Miller Street North Sydney NSW 2060

This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax and/or legal advice prior to acting on this information. The material contained in this newsletter is based on information received in good faith from sources within the market, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate. Opinions constitute our judgement at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this email.

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(08) 8362 4555

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